Friday, 6 July 2012

Cheap Auto Insurance For Bad Drivers

Finding Cheap Auto Insurance For Bad Drivers

There are a lot of people who are trying very hard to make ends meet right now, and sometimes just paying your mortgage and your car payment are difficult. When you have a less than stellar driving record, your car insurance is likely to be through the roof and at a time when money is tight, you may think that your only option is to go without auto insurance. But, going without auto insurance is not a viable option, since it may cost you more than any insurance policy ever will.

Finding inexpensive auto insurance for people with bad driving records is difficult because insurance companies simply don't want to deal with you. It is easier for them to scare you away with high prices than it is for them to take a risk on you getting in an accident or getting another ticket. In reality, insurance companies only want to deal with perfect drivers, which most of us aren't.

Even with a DUI/DWI, on your record, you can still buy inexpensive auto insurance if you shop around. Before you do that, however, at least make sure that your credit record is cleaned up. This will help you out with the price a bit. Although you may pay for your entire six month policy in advance, your credit score will enter into the equation of your final price, so try and get that up as high as possible. If you are a married couple, have your insurance put in the name of the person with the best record and the highest credit score.

If you are looking for truly inexpensive auto insurance, then the best place to look these days is online. There are websites that instantly allow you to compare rates from different companies, so you can see which companies are bad driver-friendly and which are not! You can visit to get free auto insurance quote.

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